Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. A Checklist for When a Spouse or Parent Passes An overview of some fundamental steps when a loved one passes. A Living Trust Primer Living trusts are popular, but their appropriateness will depend upon your individual needs and objectives.